Toby grew up in a home where his parents worked hard to give him everything they could. When his schooling was done, he got a job with a large company and was sent off for a Master’s Degree. Once he graduated, he used his skills to start working for the same company as a manager and later became CEO of a huge international corporation. He also used his talents in sports to get scholarships because they knew he’d achieve great things if he gave it his best shot.

Having graduated in his late 20s with a less than $20K credit card debt, Toby decided to learn how to invest in making millions. By taking classes and reading books and blogs about trading stocks, bonds, and currencies, he was able to master his craft and build a multimillion-dollar portfolio within three years. He then launched his online investment advisory service, helping people achieve financial freedom through regular savings plans and trading strategies.

After several years in finance, he saw the coming tide of technology and automation replacing his role. Rather than seeing this as an existential threat, he saw this as an opportunity. He taught himself to code, consistently getting up before work every morning for seven years. Eventually, Toby was accepted into an elite financial firm, Winton – one of the world’s largest quantitative hedge funds. He quickly rose through the ranks, becoming a senior trader focusing on systematic, higher-frequency trading. Nowadays, Toby Carrodus lives in Sydney, Australia, with his wife and two children, who all enjoy surfing together during their leisure hours.

Inflation has the power to change the course of an economy, as the recent US presidential election demonstrates. However, it also provides a window into how we view ourselves as individuals and in society. In America today, politicians argue about whether an individual should be allowed to own a gun, yet they cannot agree on how much money they should print so that consumers can buy goods and services.

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